Terms of Service

Last updated: April 7, 2026

Welcome to Charter5m. By downloading or using our app, you agree to these Terms of Service.

1. License

We grant you a limited, non-exclusive, non-transferable license to use Charter5m for personal, non-commercial use.

2. Content Disclaimer

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. Charter5m is an independent study tool and is not affiliated with, endorsed, sponsored, or warranted by CFA Institute. CFA Institute does not endorse, promote, or warrant the accuracy or quality of Charter5m's products or services. Our content is 100% original and created for educational purposes.

3. Acceptable Use

• Do not use the app for any illegal purpose
• Do not attempt to reverse-engineer or modify the app
• Do not redistribute or resell app content

4. Subscriptions

Charter5m offers subscription-based premium features. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID settings.

5. Intellectual Property

All content, features, and functionality of Charter5m are owned by us and protected by copyright, trademark, and other laws.

6. Disclaimer of Warranties

Charter5m is provided "as is" without warranties of any kind. We do not guarantee exam results or that the app will be error-free.

7. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the app.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the app after changes constitutes acceptance of the new terms.

9. Contact

Questions? Contact us at support@charter5m.com.