Prep for CFA® Level I in 5 minutes a day.

Bite-sized lessons, native-language support, and proven spaced repetition. A supplement to the official curriculum, built for the busy professional.

5 min
Bilingual
Spaced repetition
Quantitative Methods

Holding Period Return

The holding period return (HPR) is the total return received from holding an asset or portfolio over a specific period.

HPR = (P₁ - P₀ + D₁) / P₀
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Five minutes a day

Each lesson is sized for a coffee break. Build the habit that fits your life — not the other way around.

Study in your native language

Glossary terms and lesson translations sit side-by-side with the English source. Learn the concept once and keep both languages active.

Cards that resurface

FSRS-6 spaced repetition adapts to your memory. Less time re-reading; more knowledge that sticks until exam day.

How it works

The path to your Charter, simplified into three steps.

1

Pick a topic

Choose from all 10 CFA Level I topics, structured as the official curriculum.

2

Learn for 5 minutes

Read a focused lesson, take a 3-choice quiz, complete a flashcard. Done.

3

Review tomorrow

Cards reappear when you're about to forget. Streaks reward consistency.

What's inside

Full coverage

10 topics, 90 modules, 1,096+ lessons mapped to 2026 curriculum.

Topic QuickSheet

A dense, single-page cram sheet for every topic area.

Glossary, with translations

1,532 terms with side-by-side native-language support.

Mini-tests

Real exam format. 3-choice questions at the end of every module.

Personalized retention

Slide target retention from 70% to 97%. The scheduler adapts.

Daily reminders

Pick the time. Build the streak. Stay consistent.

Streaks & progress

Track your streak, watch your retention climb. Stay motivated through 300+ hours of prep.

Dark mode

A real dark mode with proper contrast for late-night study.

"Consistency beats marathons."

The CFA® Level I exam asks for hundreds of hours of study. The official CFA Institute curriculum is essential reading — and reading it consistently, week after week, is the part most candidates struggle with after a full day of work.

Charter5m is built to make that consistency easier: short, daily sessions that fit alongside the curriculum and review what matters when your memory is about to fade.

It's a supplement, not a shortcut. Used together with the official curriculum, it turns scattered study time into compounding mastery.

Built around the CFA Institute Level I 2026 Learning Outcome Statements as a study supplement.

Five minutes. Every day.
Charter ready.

Coming soon to the
App Store

Available on iPhone running iOS 17 or later.